At a glance

Best for
Students and first-time savers, Low-entry provincial banking
Annual fee / balance
LANDBANK PISO is positioned with PHP 1 minimum initial deposit and no required minimum ADB
Income requirement
Check official bank requirements
Rewards / interest
Basic savings access, ATM access, and government-bank reliability perception
Beginner friendliness
89/100
Digital banking experience
Verify app and servicing details

Why young professionals like it

  • + Very low entry barrier
  • + Good for students and unbanked users
  • + Useful outside Metro Manila

Potential downsides

  • ! Simpler ecosystem than digital banks
  • ! Limits and card/account rules should be checked

Verify account limits, ATM card process, dormancy rules, and fees before opening.

Source cited: LANDBANK official page. Always verify with the official bank before applying. This is educational content, not financial advice.

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Provincial access and government-related transactions
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Cash withdrawals nationwide
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BDO lists ATM Savings open and maintain for as low as PHP 2,000
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ATM and debit access rather than high yield
Income / approval
Check official terms
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Best for
App-first savings
Balance
No maintaining balance, as advertised by Maya
Rewards / interest
Savings interest and app ecosystem benefits
Income / approval
Check official terms
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