At a glance
- Best for
- App-based savings and transfers, Users who want no minimum balance
- Annual fee / balance
- No minimum balance for selected savings products, per CIMB help pages
- Income requirement
- Check official bank requirements
- Rewards / interest
- Interest and app-based banking convenience
- Beginner friendliness
- 86/100
- Digital banking experience
- Verify app and servicing details
Why young professionals like it
- + Digital-only convenience
- + No initial deposit or minimum balance on selected accounts
- + Frequent savings campaigns
Potential downsides
- ! Promo rates have mechanics and dates
- ! Product lineup can change
Verify which CIMB savings account you are opening and the current promo mechanics.
Source cited: CIMB Bank PH official page. Always verify with the official bank before applying. This is educational content, not financial advice.



