At a glance
- Best for
- No annual fee ownership, Carded applicants who want low upkeep
- Annual fee / balance
- No annual fee for life, as advertised by Metrobank
- Income requirement
- Check official bank requirements
- Rewards / interest
- Perks, promos, installments, and balance conversion rather than a core points card
- Beginner friendliness
- 78/100
- Digital banking experience
- Verify app and servicing details
Why young professionals like it
- + No annual fee for life
- + Strong traditional bank acceptance
- + Good for users avoiding ownership cost
Potential downsides
- ! Metrobank lists a high gross annual income requirement
- ! Requires an existing principal cardholder profile
Verify current eligibility, income, and existing-card requirements before applying.
Source cited: Metrobank official page. Always verify with the official bank before applying. This is educational content, not financial advice.
