At a glance
- Best for
- Digital-first card users, App-native young professionals
- Annual fee / balance
- Maya page lists waived annual fees; verify active card rules
- Income requirement
- Maya lists age/residency/upgraded-account requirements; credit evaluation applies
- Rewards / interest
- Visa perks and Maya credit card promos subject to Maya terms
- Beginner friendliness
- 82/100
- Digital banking experience
- Maya app ecosystem
Why young professionals like it
- + It feels native to mobile-first money habits and has modern app-led card servicing.
- + Modern digital bank experience
- + Visa partner promos
Potential downsides
- ! Approval subject to credit evaluation
- ! Requirements include upgraded Maya account
Verify current annual fee rules, eligibility, and credit evaluation process with Maya.
Source cited: Maya Bank official page. Always verify with the official bank before applying. This is educational content, not financial advice.






