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Best Cashback Cards Philippines 2026

Compare cashback credit cards for groceries, dining, shopping, bills, and everyday spend. Updated May 2026 and based on official bank terms where available.

Landers Cashback Everywhere card image
Maya Bank logo

Landers Cashback Everywhere

Maya Bank

84
Best CashbackCardModerate
Best for
Landers members
Annual fee
Maya page says no annual fee for life as long as you transact at least once a month; verify terms
Rewards / interest
Cashback and Visa perks subject to Maya/Landers terms
Income / approval
Maya lists Landers membership plus credit evaluation
+ Cashback positioning+ Modern app ecosystem! Requires Landers membership
Review
BPI Amore Cashback card image
BPI logo

BPI Amore Cashback

BPI

83
Best CashbackCardModerate
Best for
Grocery cashback
Annual fee
Wise lists PHP 2,050; verify current BPI fees
Rewards / interest
Cashback card positioned for everyday spending; Wise notes up to 4% cashback
Income / approval
Subject to BPI income and credit checks
+ Simple cashback value+ Good grocery fit! Annual fee can reduce value
Review
Security Bank logo
Security Bank logo

Security Bank

Security Bank

77
BankVerify
Best for
Cashback and rewards users
Balance
Varies by account type
Rewards / interest
Deposits, cashback cards, rewards cards, and BetterBanking services
Income / approval
Check official terms
+ Strong cashback card positioning+ Good professional banking fit! Premium card tiers may not fit beginners
Review
Complete Cashback Platinum Mastercard card image
Security Bank logo

Complete Cashback Platinum Mastercard

Security Bank

72
CardVerify
Best for
Grocery, gas, utilities, dining, and shopping rebates
Annual fee
Check latest Security Bank fees
Rewards / interest
Up to 5% cashback across everyday categories, as advertised by Security Bank
Income / approval
Check official terms
+ Strong everyday cashback positioning+ Easy-to-understand rebate value! Platinum card may be harder for true beginners
Review
Live+ Credit Card card image
HSBC Philippines logo

Live+ Credit Card

HSBC Philippines

68
CardVerify
Best for
Dining, shopping, entertainment, and fuel cashback
Annual fee
First year waived as advertised; check succeeding annual fee
Rewards / interest
Cashback on dining, shopping, entertainment, and selected fuel spend
Income / approval
Check official terms
+ Lifestyle cashback structure+ Travel and online shopping perks! HSBC lists existing local card history and income requirements
Review